People who file for bankruptcy receive protection from their creditors. Upon the filing of bankruptcy, an automatic “stay” of legal proceeding and collection efforts prevents creditors from collecting or attempting to collect debts. This includes improperly repossessing a car or foreclosing on a house. Unfortunately, not all creditors always stop collection efforts. When this happens, we may receive sanctions against the offending creditor.
In addition, once a debt is discharged, a creditor is not allowed to attempt to still collect that debt. If they do, then we can move for sanctions against the offending creditor. The creditor may have to pay our clients and or attorney fees for violating these fundamental protections given to those who file bankruptcy. We can assist you to stop the improper collection efforts even if you used a different lawyer for your bankruptcy.